01
Domestic Money Transfer (DMT)
Help customers send money to bank accounts across India through supported banking channels, with required mobile verification and transaction authentication.
Our services
Everyday digital services, handled with care.
Customers can visit a PayNestam outlet for assisted transactions and applications across supported payment, banking and courier networks.
02
Aadhaar Enabled Payment System (AePS)
Cash withdrawal, balance enquiry and mini statements using Aadhaar-based biometric authentication; cash deposit where supported.
03
UPI Cash Point
Card-free cash withdrawal through supported UPI apps at enabled outlets; deposits may be available where enabled.
04
Bharat Bill Payment Services
Accept supported electricity, water, gas, mobile, broadband and other bills through Bharat Connect, with an acknowledgement.
05
Account Opening
Assist with bank account applications, documents and KYC. The partner bank decides approval after verification.
06
Credit Card Services
Support bill payments and, where available, card applications. Issuing banks decide eligibility, limits and charges.
07
Courier & Parcel
Book documents and parcels with courier partners and help customers track shipments, subject to coverage.
08
Mobile & DTH Recharge
Complete prepaid mobile and DTH recharges for supported operators at the counter.
A safe transaction starts with the customer.
Customers should enter sensitive credentials themselves. Outlet staff must not ask for a UPI PIN, card PIN, CVV or OTP unrelated to the customer’s own transaction. For suspected digital-payment fraud, call 1930 or visit cybercrime.gov.in.
Service availability depends on outlet activation and partner support. Applicable KYC, transaction limits, fees, destination coverage and bank or service-provider terms apply.